I am a full-time housewife married to an international businessman. It is his choice that I stay home to tend to the home front, which I’ve come to embrace as my role. The problem is that as an educated wife, I think I’m supposed to know all my husband’s assets and properties, but he doesn’t tell me anything about them. I often feel he thinks I’m useless because I don’t work. Am I being unnecessarily paranoid?
– Bisi, Ogun State
Thank you for reaching out to me.
I understand that you feel under-appreciated by your husband, despite the fact that at your husband’s request, you have assumed the role of a full-time housewife.
In my opinion, your concerns are justifiable, because as a full-time homemaker who is completely financially dependent on your husband, such thoughts would pervade your mind. Perhaps this mental nudge is what you require to confirm if your husband has an estate plan in place. However, you must tread with caution to avoid being misunderstood.
Apart from finding a way to be financially productive yourself, even if it is through opening an investment portfolio that your husband can give you initial money for, start by letting your husband know that you are concerned about what could happen to you and his dependents if anything happens to him, particularly as you are not gainfully employed and are totally dependent on him financially. I believe this will set the tone for your husband to re-evaluate your current position as a full-time housewife. It would also prompt him to consider the options open to him toward planning his estate, including putting his will in place to determine how his assets will be distributed at the end of his life, and/or setting up a trust to cater for your welfare and that of other dependents.
I hope I have been able to help you out in some way.