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Here’s How You can easily repay Your kwikmoney Loan



With a new month upon us, most of us get reminded of the resolutions we made to usher in the New Year. The ‘new year, new me’ mindset, that somehow fizzled after a couple of weeks of commitment and a few ‘I cannot come and kill myself’. Well, you don’t need to beat yourself up, a new month should be a reminder that you always have a new chance at honouring your commitments and subsequently, achieving your goals.

Repaying your loan requires just the same (or more) level of commitment with the right amount of motivation. It should be one item ticked off your to-do list for the month as you go on to conquer the rest and get one step closer to your goal.

Now you have successfully applied for a kwikmoney loan, you’re wondering, ‘can I repay using my ATM card? Is cash payment allowed? Can I walk into any bank to make repayments?’

The good news is that technology has made it easier for us so you don’t always need to drag yourself out of your comfort zone to make repayments, if you choose. There are multiple ways to repay your loan, you can repay on your mobile device using the USSD code (*561#) or online option. You can also repay at an ATM or with cash at the bank.

How to Repay Loans

To use the USSD, simply follow these steps:

  • Step 1. Dial *561# and navigate to “pay loan” on your mobile device
  • Step 2. Select preferred payment option
  • Step 3. Follow instructions accordingly
  • Step 4. Repayment is immediately processed

To repay online, please follow these steps:

  • Step1. Visit, select ‘pay’ from the drop-down menu
  • Step 2. Enter phone number and OTP to complete authentication
  • Step 3. Select ‘pay loan’ then ‘pay with card’
  • Step 4. Follow the link to register your card then go back to the payment screen and select ‘pay with card’
  • Step 5. Click ‘proceed’ to complete payment and receive confirmation SMS

To repay using your ATM, please follow these steps:

  • Step 1. Insert your ATM card and select the ‘Quickteller’ option
  • Step 2. Select ‘Pay Bills’ then ‘Others’
  • Step 3. Enter ‘04354101’ as the Biller Code then enter the phone number used for your kwikmoney loan as the Customer Reference Number.
  • Step 4. Confirm payment to receive a confirmation message for your payment

To repay with cash, please visit any of the following banks: Fidelity Bank, Access Bank, UBA, GTBank, Keystone Bank, Wema Bank, Sterling Bank and inform them you want to make a kwikmoney payment on Paydirect. Use the phone number used for your kwikmoney loan as the Customer Reference Number.

For further enquiry or assistance, you may reach out to kwikmoney through any of these:


Email: [email protected]

Text: “Help” to 561 (9mobile only)

Call: +234 (0)1700 2274

kwikmoney bridges the gap between you and your needs by making loans readily available. As you borrow responsibly, we will keep saying yes to you, whether you need a little boost for your small business or need to handle an emergency. visit today.
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  1. 9jaBrainersNg

    June 22, 2019 at 10:50 am


    • Nwachukwu ozioma

      August 3, 2019 at 3:26 pm

      How do I register for my atm card using atm machines to enable me authorised online payment?

    • Dennis Vivian c

      September 18, 2019 at 9:42 pm

      If have pay with out confirmation

  2. Paul Akorede.O.

    August 28, 2019 at 4:04 pm

    The money I requested for wasn’t disbursed to my account and I believe it will be said that I have received it though a message for disbursing hasnt come up what do I do.

  3. jumbo biobele

    August 28, 2019 at 6:43 pm

    how do I pay back my loan using bank app?

  4. udozurumba amarachukwu grace

    August 30, 2019 at 11:02 am

    hello kwikmoney,i am writhing to inform you that i have paid my outstanding loan of 11500 this morning 30th august 2019 at about 9.02 am,through quickteller which has been the means i have been paying back without issues,my bank have given me alert of the transaction,quickteller also confirm successfull payment,but kwikmoney is still saying that am owing 11,500,please help me to resolve this issue for good customer to customer relationship.thanks

  5. gbemiga samuel olowi

    September 4, 2019 at 9:12 pm

    most times I tried even paying from the bank, they do come up with the complains the site not going, not to talk of tryna do it outta bank payments, and the constant messages even to my friends is becoming embarrassing… please solve the iche ASAP so I can pay off the loan

  6. progress Austin 09070514227

    September 5, 2019 at 11:35 am

    please how can I extend my loan

    • Ameh James

      April 12, 2020 at 6:59 am

      How can I extend my loan

  7. musa bello

    September 11, 2019 at 10:59 am

    i pay but i did not recieve any messege and my outstanding is still shows i need help

    • Ogundeji Isaac

      January 20, 2020 at 7:21 am

      I lost my atm and have been trying to pay back with another please how can I get it pay back with my other bank ATM card using same phone number and same bvn

  8. Iwa Pius

    September 11, 2019 at 7:54 pm

    I wish to repay my loan, will I apply for another loan immediately?

  9. Salihu ndanusa

    September 13, 2019 at 3:46 pm

    Hw do i apply for kwikmoney

    • glory

      December 10, 2019 at 9:24 am

      Use X561 ash

  10. halliru A Adam

    September 13, 2019 at 11:40 pm

    I Wan Pay My Loan But I Tray Is Not Goin

  11. aviva

    September 21, 2019 at 8:38 am

    This app is very stupid and a ditch, no means to repay our loans and you guys keep sending massages of threats , wha the fuck is this

  12. lawal musa

    September 21, 2019 at 3:11 pm

    I want to pay my loan

  13. shoe taiwo

    October 4, 2019 at 1:22 am

    the money disbursed to my account has not been received but it is indicated that I am presently owing. please help resolve this

  14. sanusi afeez alani

    October 6, 2019 at 2:11 pm

    i have try to pay my loan but fail pls help me

    • glory

      December 9, 2019 at 12:13 pm

      Pls help me oooo it is this kwikmoney loan of a thing that is disturbing me, i went to the ban they are saying they dont no about kwikmoney loan and the kwikmoney loan are sending me mesaages increasing my interest

  15. Ibisahmu

    October 12, 2019 at 1:09 pm

    This is no make sence,i try to repay my loan through all of your ways to be paid, banks are 1.First Bank 2.GT.Bank.So how can i do succesfully?

  16. Khalid Ashiru

    October 19, 2019 at 9:11 am

    I have paid my outstanding balance on time but yet I can’t get another loan. why ?


    October 25, 2019 at 7:26 am

    Can I Request For Kwikmoney At ATM point?

  18. bluejack princess h

    November 3, 2019 at 3:00 pm

    please make your repayment easy and simple.i have been trying for the past five days to repay through 561 and on will always come back mmi code failed.

  19. bluejack princess h

    November 3, 2019 at 3:10 pm


  20. bluejack princess h

    November 3, 2019 at 3:13 pm


  21. olusola olawuyi

    November 18, 2019 at 12:26 pm

    Can I pay part payment/install mentally and what happens if not pay in full

  22. Jumoke

    December 3, 2019 at 10:23 pm

    I have try all the payment method its not going through,and you keep pm sending me message everyday pls do something about it

  23. Wuraola

    December 5, 2019 at 4:53 pm

    Pls I am trying to make part payment but it is not giving me the option what can I do

  24. adebayo

    December 11, 2019 at 3:23 pm

    the link is no more working, its keep bringing Migo Migo image only.

  25. Obadiah Gimmaka Nyampono

    January 4, 2020 at 8:33 pm

    Pls I need a loan to grow my business

  26. Sadiku Lydia

    January 18, 2020 at 12:12 pm

    please stop borrowing money to anybody that is using Memuant Sadiku and Jimoh Sadiku they are my parents n they are old people is getting out of hand, anybody that u them has next of kin don’t accept, I have call ur number but u are not picking my number but u are sending me messages, don’t send me massage again that my parents borrow money from u ppl because they are not d one plz I beg u don’t borrow that person money again ND if that person use my name Sadiku Lydia don’t borrow d person I beg u, will can’t be paying money will didn’t spend ooo

    • Saliu adebimpe kafayat

      February 21, 2020 at 6:43 pm

      Pls I borrow from quick teller migo to day, as around 1:pm. But you did not credited the money into my account till now

  27. Clifford Imonikiro

    January 30, 2020 at 4:35 am

    I am finding difficulty in repaying my loan of #82000 before the due date 10/01/2020.On the 11/01/2020 you surcharge me #20,812.Since then I have been trying to make the payment no way. Now you are treating to surcharge me again, not that I don’t have the money to pay,what type of injustice is this. You said I should reduce the amount to enable me make the payment. Through which means will I reduce this #106,812.Pls send me the link to pay off the money. I will not pay any surcharge again.Phone number 08036764498.I need urgent reply pls.

  28. Evelyn efe

    February 4, 2020 at 11:24 pm

    I have been trying to pay my loan online, I lost my line. How do I go about. I have tried all procedures.

    • Jennifer

      March 1, 2020 at 5:45 pm

      I have be finding it difficult to repay my 5750,pls send ur direct account, am number 09032834627 tanx


    March 10, 2020 at 5:32 pm


  30. money apps

    May 20, 2020 at 10:50 am

    the link is no more working, its keep bringing Migo Migo image only.

  31. BytesWiki

    August 13, 2020 at 5:32 pm

    This seems to be confusing. Can you do a video on this please?

  32. Nify

    March 2, 2021 at 3:23 pm

    Please am trying to pay back my loan but i lost my phone number i used in taking the loan. I can’t receive OTP please how do i successfully pay back because your online platform isn’t working.

  33. Olamiji

    April 28, 2021 at 12:04 pm

    I want to pay back my loan and I don’t know how too. Its been like a year now. How can I get this done please. The sim I used to request for the loan has been stolen and I am unable to retrieve it back. What do I do ooooooo.

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