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Here’s How You can easily repay Your kwikmoney Loan



With a new month upon us, most of us get reminded of the resolutions we made to usher in the New Year. The ‘new year, new me’ mindset, that somehow fizzled after a couple of weeks of commitment and a few ‘I cannot come and kill myself’. Well, you don’t need to beat yourself up, a new month should be a reminder that you always have a new chance at honouring your commitments and subsequently, achieving your goals.

Repaying your loan requires just the same (or more) level of commitment with the right amount of motivation. It should be one item ticked off your to-do list for the month as you go on to conquer the rest and get one step closer to your goal.

Now you have successfully applied for a kwikmoney loan, you’re wondering, ‘can I repay using my ATM card? Is cash payment allowed? Can I walk into any bank to make repayments?’

The good news is that technology has made it easier for us so you don’t always need to drag yourself out of your comfort zone to make repayments, if you choose. There are multiple ways to repay your loan, you can repay on your mobile device using the USSD code (*561#) or online option. You can also repay at an ATM or with cash at the bank.

How to Repay Loans

To use the USSD, simply follow these steps:

  • Step 1. Dial *561# and navigate to “pay loan” on your mobile device
  • Step 2. Select preferred payment option
  • Step 3. Follow instructions accordingly
  • Step 4. Repayment is immediately processed

To repay online, please follow these steps:

  • Step1. Visit, select ‘pay’ from the drop-down menu
  • Step 2. Enter phone number and OTP to complete authentication
  • Step 3. Select ‘pay loan’ then ‘pay with card’
  • Step 4. Follow the link to register your card then go back to the payment screen and select ‘pay with card’
  • Step 5. Click ‘proceed’ to complete payment and receive confirmation SMS

To repay using your ATM, please follow these steps:

  • Step 1. Insert your ATM card and select the ‘Quickteller’ option
  • Step 2. Select ‘Pay Bills’ then ‘Others’
  • Step 3. Enter ‘04354101’ as the Biller Code then enter the phone number used for your kwikmoney loan as the Customer Reference Number.
  • Step 4. Confirm payment to receive a confirmation message for your payment

To repay with cash, please visit any of the following banks: Fidelity Bank, Access Bank, UBA, GTBank, Keystone Bank, Wema Bank, Sterling Bank and inform them you want to make a kwikmoney payment on Paydirect. Use the phone number used for your kwikmoney loan as the Customer Reference Number.

For further enquiry or assistance, you may reach out to kwikmoney through any of these:


Email: [email protected]

Text: “Help” to 561 (9mobile only)

Call: +234 (0)1700 2274

kwikmoney bridges the gap between you and your needs by making loans readily available. As you borrow responsibly, we will keep saying yes to you, whether you need a little boost for your small business or need to handle an emergency. visit today.
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  1. 9jaBrainersNg

    June 22, 2019 at 10:50 am


    • Nwachukwu ozioma

      August 3, 2019 at 3:26 pm

      How do I register for my atm card using atm machines to enable me authorised online payment?

    • Dennis Vivian c

      September 18, 2019 at 9:42 pm

      If have pay with out confirmation

  2. Paul Akorede.O.

    August 28, 2019 at 4:04 pm

    The money I requested for wasn’t disbursed to my account and I believe it will be said that I have received it though a message for disbursing hasnt come up what do I do.

  3. jumbo biobele

    August 28, 2019 at 6:43 pm

    how do I pay back my loan using bank app?

  4. udozurumba amarachukwu grace

    August 30, 2019 at 11:02 am

    hello kwikmoney,i am writhing to inform you that i have paid my outstanding loan of 11500 this morning 30th august 2019 at about 9.02 am,through quickteller which has been the means i have been paying back without issues,my bank have given me alert of the transaction,quickteller also confirm successfull payment,but kwikmoney is still saying that am owing 11,500,please help me to resolve this issue for good customer to customer relationship.thanks

  5. gbemiga samuel olowi

    September 4, 2019 at 9:12 pm

    most times I tried even paying from the bank, they do come up with the complains the site not going, not to talk of tryna do it outta bank payments, and the constant messages even to my friends is becoming embarrassing… please solve the iche ASAP so I can pay off the loan

  6. progress Austin 09070514227

    September 5, 2019 at 11:35 am

    please how can I extend my loan

  7. musa bello

    September 11, 2019 at 10:59 am

    i pay but i did not recieve any messege and my outstanding is still shows i need help

  8. Iwa Pius

    September 11, 2019 at 7:54 pm

    I wish to repay my loan, will I apply for another loan immediately?

  9. Salihu ndanusa

    September 13, 2019 at 3:46 pm

    Hw do i apply for kwikmoney

  10. halliru A Adam

    September 13, 2019 at 11:40 pm

    I Wan Pay My Loan But I Tray Is Not Goin

  11. aviva

    September 21, 2019 at 8:38 am

    This app is very stupid and a ditch, no means to repay our loans and you guys keep sending massages of threats , wha the fuck is this

  12. lawal musa

    September 21, 2019 at 3:11 pm

    I want to pay my loan

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