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The Top 5 Reasons why Nigerians (Should) Prefer PayPal



Efi Dahan - Regional Director Africa and Israel, PayPal - BellaNaija - April2015001

The launch of PayPal in Nigeria in mid-2014 introduced a more secure way to transact, in a simpler and more flexible manner across borders; opening up a world of shopping possibilities for Nigerian consumers. PayPal gives people better ways to connect to their money and to each other, helping them pay online without sharing financial information with the sellers.

A recent study conducted in Nigeria by Ipsos*– a global market research company – on behalf of PayPal shows an expectation by Nigerian consumers to conduct more shopping online. Out of the approximately 50 million internet users in Nigeria, 65% of users already shop online and another 24% of users expect to do so in the future.

These numbers clearly demonstrate that Nigerians have a big and growing appetite for E-commerce.

Here is a list of the top 5 reasons why Nigerian consumers choose PayPal and use it for online shopping.

  1. A more secure way to pay online

When you make a payment with PayPal your financial details are not shared with the seller. This gives you more control over your financial information and provides you with an extra layer of security.

  1. The benefit of PayPal Buyer protection

We also protect eligible purchases with PayPal Buyer Protection. If an eligible item doesn’t show up, or turns out to be different than described, PayPal can help sort things out with the seller. See Terms and Conditions.

  1. Shop on thousands of websites around the globe

PayPal is a truly global payment platform that is available to people in 203 countries and markets. You no longer need to book a flight ticket to shop worldwide as PayPal is an accepted form of payment on thousands of websites around the globe. And the fact that your financial information is never shared with the seller is even more reassuring when it comes to shopping online from a merchant from another country that you don’t necessarily know.

  1. Online shopping made easier

Using PayPal when paying online makes your life easier. When checking out with your PayPal account, you do not need to type in all your credit card details and shipping information for each transaction- everything is already stored in your PayPal account and kept secure. All you need is your PayPal account’s email address and password and you will get through the checkout in no time.

  1. Free to sign up

Last but not the least, signing up for PayPal is free and it’s a breeze; all you have to do is follow the steps below:

Step 1: Visit and click “Sign Up”

Step 2: Fill in your details and click “Submit”

Step 3: Chose your password and click “Agree and Create Account”

Step 4: Enter your card details and click “Continue”

At this stage, your account has been created and an email with an activation link has been sent to the email address you entered in the registration process.

Step 5: Login to your email account (the same email you entered in step 3 above). Locate and open the email from PayPal and click the activation link in the email. You will be redirected to PayPal’s login page. Login to PayPal to view your new account and start shopping!

Click here to learn more about PayPal’s benefits.

Watch the video below:

*On behalf of PayPal, Ipsos interviewed a representative quota sample of 500 adults (aged 18 – 54) in Nigeria who have used a PC, laptops, mobile phones or tablets to access the internet in the past 6 monthsInterviews were conducted face to face between 12 -24th of November, 2014.

Article by Efi Dahan – Regional Director Africa and Israel, PayPal

About Efi Dahan – Regional Director, Africa and Israel, PayPal

In his role, Dahan is responsible for market development, creating partnership with large merchants, collaboration with banks and channels as well as consumer acquisition. He is also focused on cooperation with startups and introduction of new technologies to PayPal.

Prior to joining PayPal Efi was a co-founder and CEO of BUY2, one of the largest group buying companies in Israel, where he drove the company from its inception to becoming a market leader. In Buy2, Efi gained a broad firsthand experience with e-commerce and digital payment domains.

Before that Efi was VP Business Development at Aniboom, a VC backed innovative startup and the first global virtual studio for Animation.

Previously Efi served as General Manager of Content division at Comverse where he led the company’s content strategy, business activity and services to tier 1 mobile operator worldwide.

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  1. @edDREAMZ

    April 30, 2015 at 3:03 pm

    Dont have any idea of what i just read bcos i have never used them or anything similar……

  2. Rose Okwy

    April 30, 2015 at 3:28 pm

    I use paypal and it is AWESOME!!!!!!


    April 30, 2015 at 3:59 pm

    opportunity to sign up

  4. bibie

    April 30, 2015 at 4:00 pm

    so finally they count us (Nigerians) worthy to have a PayPal account. Only weeks ago, i needed to buy something off Ebay. The wahala sef discouraged me and I was like “what-can-fa”? Unto say wetin? issorait, we will think abourrit.

  5. AT

    April 30, 2015 at 5:32 pm

    Can this work for people who live outside of Nigeria but want to transfer money into their Naija account?

  6. PDO Young Billionaire

    April 30, 2015 at 5:38 pm

    PayPal is fast n easy to use.Just register with them and you are good to go.

  7. Observer

    April 30, 2015 at 5:55 pm

    Pls we need to be able to receive payment via PayPal not just spend spend spend

    • goldfinch

      April 30, 2015 at 9:56 pm


    • bolaji

      May 1, 2015 at 12:26 am

      Erm….. i do believe you can.

  8. kitty

    April 30, 2015 at 6:11 pm

    See Paypal telling Nigerians to use there service. I can remember vividly how paypal rejected me because am a Nigeria. They declined my card i still have the report page. I was devastated because i need to pay for a product,. it was GTB mastercard that saved me. Now they are giving us reason why to use their service. Too late. #thereeyejustopen

  9. You Cant Use Nigerian Paypal for UK/US Goods

    April 30, 2015 at 6:23 pm

    Please dont be deceived. You cannot use your Nigerian paypal account to purchase items from UK or US websites.

    I know for a fact as I have attempted to do so. If not for my other Paypal accounts I would have been frustrated.
    Paypal you need to sort this out!!!

    Its ridiculous enough that our Nigerian Mastercard is rejected by SOME foreign retailers or Suppliers.

    Sort this out o!!!

  10. Myne Whitman

    April 30, 2015 at 6:26 pm

    Too bad they only want Nigerians to spend money but not RECEIVE!

  11. LETTY

    April 30, 2015 at 7:41 pm


  12. tunmi

    April 30, 2015 at 8:15 pm

    BN where is my comment. Naija people develop your own products oh

  13. kk

    April 30, 2015 at 8:51 pm

    PAYPAY SHOULD CARRY GO ABEG. After all their rejection, their yeye company can now see they can benefit massively from us.

  14. M4

    April 30, 2015 at 10:14 pm

    This pay pal people,they’ve been aggressive with their business lately

  15. Wemi

    May 1, 2015 at 11:23 am

    Wouldn’t it be better for Nigerians to receive money through Paypal first? Why use Paypal when my GTB NAIRA Mastercard works excellently. Paypal wants us to keep spending forex but not allow any in. Proper imperialist move.
    If you want to receive funds or transfer funds, try Go for a company that respects our intelligence and treats us equally.

  16. Someone_Special

    May 1, 2015 at 3:04 pm

    I hope we have a Nigerian equivalent very soon just AliPay is serving the Chinese people.

  17. OmogeNaija

    May 3, 2015 at 1:55 pm

    My business is based in Nigeria, I hope I can sell to potential consumers abroad

  18. Nuzzo

    April 6, 2016 at 6:01 pm

    Nigeria has some restrictions with PayPal, but would you think buying a USA account from Auction Essistance bypass some of these restrictions?

  19. Leanny

    April 20, 2016 at 8:41 pm

    I too want to know the answer to Nuzzo’s question. I have seen Auction Essistance offers USA paypal accounts, but not sure if it would be good for us Nigerians.

  20. Paul Jumbo

    January 19, 2017 at 9:10 am

    Thanks great write up i was able to get free usa paypal account from paul jumbo blog

  21. Marko

    April 4, 2017 at 3:46 am

    I was also wondering as well since Auction Essistance came up a lot on USA PayPal accounts, but I do not know if they are good for Nigerians to use?

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