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How long do I have to save?



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Not again, Bisi sighs as the conductor zooms off with the bus, conveniently forgetting to produce her N350 balance. Completely tired of Lagos conductors and danfo troubles, she hisses in desperation. Bus hopping is draining the life out of her.

At home, the first thing she does is power her laptop. Phone calls and an hour of browsing later, Bisi is clear as to what car to buy and how much it will cost. How soon can she save the money, she calculates. If she saves 40% of her monthly salary in either the current or savings account she runs with a bank, it will take at least a year if not more to collate the N1.2 million she’s looking for to buy the car off her colleague. It seems to her like too long a wait. Punching the numbers in again, she wonders if there is another savings option, maybe an investment platform that could perhaps offer higher interest rates, supporting her to achieve her goal faster.

Bisi’s dilemma is not unusual. You most likely have been in her shoes a number of times. Watching your money sit in a bank account, wondering if you’ll ever have enough to get that thing you want. It could be a second degree, much deserved vacation, the wedding of your dreams or the children’s school fees. What you do not know is that there is actually a more rewarding and easier way to save.

Picture a platform that offers higher interest rates on your savings than a traditional savings account. A platform that pays you quarterly tax free returns and allows you easy access to your money. Add competent fund management to the mix and you have the ARM Money Market Fund (ARM MMF).

The ARM MMF is a low risk investment fund designed to help you meet your goals, be it long term or short term. With easy entry and exit, supported by flexible payment options (online & offline), you can save up to meet your target faster and easier. With as little as N5000, you can start your investment journey. And if you like, you can start with even more, there is no maximum limit. Once you have started, you will only ensure that subsequent investments are up to 1000 Naira and above. Of course there is the added advantage that the fund is managed by a reputable financial institution regulated by the Securities & Exchange Commission.

Investing in the ARM MMF is rewarding and convenient; you can invest online right now. Simply visit to start today or learn more on how to do more with your Money at


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  1. Puzzles

    May 15, 2016 at 2:12 pm

    Is there anybody that has benefitted from this platform? and no, please not their staff members

  2. Nonso

    May 15, 2016 at 3:00 pm

    I think am interested in this. Am the worst person at saving. Am sure, this platform will help me. I might need to read a little more about it.

  3. Hmm

    May 15, 2016 at 4:18 pm

    What is the rate of return. I need a figure, And I should be able to get a response if you are transparent and have no dangerous clauses.

    • Bunmi

      May 24, 2016 at 12:26 pm

      Dear Hmm,
      The current rate is 7.3%. It is a 7-day rolling effective annual yield and may vary daily.


    May 15, 2016 at 4:39 pm

    This post was made for me. Been saving to buy land and build a house. Tired of paying rent already.

  5. Mnena

    May 15, 2016 at 6:07 pm

    Yes I have benefited from the ARM Money Market Fund and No i am not a Staff of ARM.

  6. Esther

    May 15, 2016 at 7:17 pm

    Reviews of people that have used this and benefited would be appreciated

  7. andallen

    May 15, 2016 at 9:44 pm

    Yes I have been doing discovery fund with arm for a while now. Is kind of lovely though but since the financial melt down in 2009/2010 their interest rate is nothing to write home about

  8. Dabira

    May 16, 2016 at 10:24 am

    I am currently saving and enjoying the MMF and am not a staff.

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